Aussie woman’s ‘brutal’ two-year challenge. Fintech: the simple way that is digital of and loaning cash

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Aussie woman’s ‘brutal’ two-year challenge. Fintech: the simple way that is digital of and loaning cash

Sydneysider Lottie Dalziel set herself an objective in 2018. Now, two years later, she’s not just pulled it off – she’s saved herself an awesome $7000.

A whole new category of lenders has arrived on the scene giving us all more choice when it comes to saving and borrowing money in recent years.

Lottie saved by by herself $7000 by stopping searching for 2 yrs. Source: Supplied

From the beginning of 2018, we set myself the target to give up purchasing clothing in a bid to truly save money which help conserve our planet. Seems right that is simple?

Well, it absolutely was initially a complete lot harder than I was thinking. With a traffic jam of fancy activities and occasions I experienced to obtain innovative, but couple of years on i've found my groove (plus it’s worth noting, it took 10 months for my co-workers to also vaguely observe that I became grossly outfit repeating).

Every couple of years, Runs its Cost of Living Survey to learn more about our readers’ money worries that are biggest. The outcome of the very current study have been in, and has kicked from the cash venture, exposing the money challenges that are biggest dealing with Australians and offering practical help on the best way to ensure you get your funds in form for 2020.

The task began when I chose to consider precisely what would definitely occur to the garbage bag that is latest saturated in clothing I became tossing away. For a little nation, where putting on plastic thongs into the stores and shorts into the workplace is socially appropriate, I happened to be horrified to learn that we have been the world’s 2nd biggest consumers of textiles, with every person purchasing an average of 27kg of brand new clothes every year.

Every 10 minutes, with the large majority heading straight to the tip, totalling 500,000 tonnes each year on top of that, thanks to our obsession with decluttering and finding products that “spark joy”, we throw out a whopping 6000kg of clothing that don’t spark joy.

Lottie Dalziel set herself the process of perhaps perhaps not anything that is buying for per year. Source: Supplied

Equipped with the reality, i really couldn’t sit by watching more shopping that is online up within my door. I made a decision to quit clothes that are buying.

Wen the beginning I did son’t inform anyone about my challenge because I became therefore certain I’d fail but 2 yrs later – in accordance with a supplementary $7000 when you look at the bank – I am nevertheless going strong, whilst still being searching schmick.


The very first thing we did was eliminate all shiny things. We separated with every e-mail list feasible and ditched mindless hours searching at the shops and online in one single dropped swoop.

Key takeaway: junk emails = junk purchases.


Whenever I had been a teen (without having any siblings), my buddies’ wardrobes were an extension of personal. But why did we stop sharing within our mid-20s, whenever our clothes arguably cost more together with occasions we're attending tend to be more luxurious? My buddies and I also have actually reopened our closets so my “shopping” trips are actually invested with one glass of burgandy or merlot wine in one hand while the other inside their cupboards.

Key takeaway: My buddies have great flavor.

Lottie managed to make it 10 months before anybody also noticed just just what she’d been doing. Source: Supplied


Another top tip to transform any ensemble (or conceal the very fact you’ve used a similar thing every Monday when it comes to previous year), is add-ons are your brand-new companion. It is possible to wear the exact same ensemble but I swear no one will notice if you add some fun hair accessories and some over the top jewellery.

Key takeaway: More is better.


The common Australian girl wears simply 40 percent of these wardrobe, but just what in regards to the other 60 percent? Final week-end I'd a hen’s party along with the “nothing to wear” dilemma we made a decision to plunge into the dusty scarcely worn part of my wardrobe. Lo and behold an outfit was found by me that I hadn’t used in four years that has been perfect for the event.

Key takeaway: there clearly was a reason you purchased those clothing within the first place.

Genuinely with regards to black colored tie it's difficult to get a versatile dress that you could wear significantly more than a few times, therefore with numerous weddings coming up we 'm going to look to hiring internet sites like GlamCorner. Not only will we have the ability to wear the newest styles but you are sent by them choices and they’ll dry clean it for your needs.

Key takeaway: Please make future gown codes casual.

Lottie spared herself $7000 in the process. Source: Supplied


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One time a co-worker was whining about having nothing to wear. We smugly dropped into discussion that I experiencedn’t purchased such a thing new in 10 months and ended up being shopping that is finding the depths of my wardrobe more gratifying. No body could believe it – my colleagues had seen me personally five times per week that whole some time never also batted an eyelid.

Key takeaway: No one notices exactly what you wear you.

Therefore what’s next? While i will be perhaps not likely to resubscribe to my favourite brands, the things I can do is go shopping more mindfully. Some key concerns I’ll be asking pre-purchase are:

• how frequently can I wear this?

• just What could it be made from?

• just how long am we expected to contain it for?

• Where does it find yourself?

Lottie Dalziel is a freelance author | @lottie_dalziel

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